FAQ

The premium you pay may increase each year due to:

• regular age increases (if your plan has stepped premiums)
• a reduction in the new cover reward discount
• any increase in tax, duty or charge introduced by government; and/or
• if you increase your sum insured (including through the Indexation Benefit)

However, base stepped and level premiums are guaranteed not to increase in the first three years following your plan commencement date.

Each year we’ll send you an annual anniversary notice outlining your premium payable.

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