Helping Australians protect what's important
Having the right life insurance gives people the confidence to plan to achieve their life goals, while knowing that should the worst happen, they’re protected.
NEOS Protection is a life insurance product designed for that very purpose – to help Australians protect what’s important to them. It includes five types of cover – Life Cover, Total and Permanent Disability (TPD) Cover, Critical Illness Cover, Child Cover and Income Protection Cover – allowing financial advisers to tailor insurance to the needs of their client.
Life Cover
TPD Cover
Critical Illness Cover
Child Cover
Income Protection Cover
Every NEOS plan includes these
valuable features
For the full terms and conditions of these features, please refer to
the NEOS Protection Product Disclosure Statement
WORLDWIDE COVER |
The insured person is fully covered, 24 hours a day, anywhere in the world. |
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GUARANTEED RENEWABLE |
We guarantee to renew our customer’s plans each year until they expire, provided premiums are paid when due. This means we won’t cancel cover, place further restrictions on it, or increase base premiums because of changes to the insured person’s health, occupation or pastimes. |
GUARANTEED UPGRADE OF BENEFITS |
Any future improvements to the benefits provided under a NEOS Protection cover type will be made available to our customers, provided they don’t result in an increase in the premium and don’t disadvantage our customers in any way. Any improvements will also apply to future claims with the exception of current claims, or to claims resulting from an illness, injury or disability, which occurred before these improvements came into effect. |